Does Medi-Cal cover visitors heading to California??

Wee get several asking the question whether they can enroll their visiting parents into Medi-Cal program offered by various county health departments. It appears some of their friends have successfully enrolled in to these programs by completing some shady paperwork.  We highly advise against anyone considering enrolling their visitors to Medi-cal program. It is a…

Is it mandatory to carry Visitors Insurance ? Does Obama Care cover visitors to USA ?

Visitors to many countries have to carry mandatory visitor accident and sickness health insurance, however while visiting USA some visitors or tourists may be under the impression that Obamacare covers them which is not correct. Obamacare or state medicare plans only covers US citizens, nationals and lawful immigrants. Medical evacuations can be complicated and costly.…

How much do we spend on health insurance?

Many members call our office to discuss their choices in selecting the best health insurance plan for their visiting relatives. As in any other industry, best plan and low cost do not exist anywhere together! Health care costs in USA are highest in the World along with world class care. In one way, perhaps getting…

Visitor health insurance for Indian parents with pre existing conditions vacationing in the USA.

Fixed and traditional visitor health insurance coverage for seniors traveling to the USA cover the essential needs for new emergencies and sicknesses including in-patient and out-patient expenses, emergency medical evacuation, repatriation of remains and accidental death and dismemberment. But what if your parents have medications for pre existing conditions including diabetes or high blood pressure?…

Should parents from India purchase insurance with pre existing condition coverage?

Parents from India vacationing to the United States are advised to purchase travel health insurance. Medical insurance can protect the family from financial burden caused by emergencies or sicknesses while visiting. If the family member is older than 65, insurance with pre existing coverage should also be considered. When evaluating insurance you need a reputable…