What is the AXIS SelectCare Plan?
The SelectCare Plan is the cheapest fixed-benefit visitors insurance for travel to the USA with the best coverage. SelectCare provides excellent coverage for Accidents & new Sicknesses for those traveling to the United States. SelectCare provides great coverage for a low cost & low deductible.
This plan is meant for individuals without pre-existing conditions hoping to mitigate the financial risk of a major medical event. AXIS SelectCare Plan is underwritten by AXIS Capital, a AAA+ Rated, US-Based Insurance company.
What does “Fixed-Benefit” mean?
The AXIS SelectCare Plan is a fixed benefit program. This means for each medical procedure, a certain amount of coverage is provided. This is called a schedule of benefits. The schedule of benefits for AXIS SelectCare Plan includes items for emergency, in-patient, out-patient, prescription drugs, and doctors’ visits.
What Age Groups are eligible for AXIS SelectCare?
AXIS SelectCare Plan is available for all age groups from 0-69.
Can I visit a Doctor or Urgent Care Center?
Yes, AXIS SelectCare Plan is meant for anyone seeking coverage for medical treatment regarding a fever, stomach ache, etc. Moreover, the AXIS SelectCare Plan works great in case of an accident such as a fall or leg-injury. AXIS SelectCare Plan also works with the First Health PPO Network. This network affords you discounted medical services. Simply visit the First Health International website to locate a provider near you.
Is there a Co-Pay Associated with the SelectCare Plan?
There’s no co-pay in visitors insurance. Instead, visitors insurance uses deductibles. A deductible is the amount of money you need to pay before the coverage kicks in. Typically, a lower deductible (low out-of-pocket cost) results in a higher premium, and vice versa.
Does the SelectCare Plan cover travel?
Yes, all of our plans cover the journey from the visitor’s home country to the United States. Whether they are transiting through Dubai, London, or Hong Kong the coverage will work. We suggest having coverage start 1 day earlier than the visitor’s departure date in order to ensure coverage while travelling.
What is the claims process for AXIS SelectCare Plan?
If a visitor gets sick, make sure they visit a doctor or hospital within the First Health Provider Network. Simply tell the front desk you have insurance with First Health. They will then do all the medical billing on the backend, meaning cashless claims for you. Your up-front cost will be limited to the amount of the deductible.
Can I purchase this plan after my visitors arrive in the US?
Yes, however we advise against it. If one purchases the insurance after visitors arrive in the US, they must fill out a form attesting to health of their visitor. This form is then submitted to the underwriter to review, which takes 4-5 business days. In the meantime, if your visitor has a accident, they are covered. But if they experience a sickness, they will not be covered.
Does the SelectCare plan include Dental or Vision?
Unfortunately, no visitors insurance cover dental or vision in their policies. However, we do offer dental and vision discount cards which can save you up to 60% on dental & vision services.
What Coverages are Available for the SelectCare Plan?
The SelectCare Plan affords you the flexibility of choosing a coverage maximum to meet your needs, while maintaining a lower deductible of only $100.
Who should buy the SelectCare Plan?
We advise visitors take the SelectCare if they meet the following criteria:
- They are below 50 years of age
- They have do not have any pre-existing conditions
- Mainly concerned with covering sicknesses and accidents
- You are willing to pay a lower premium for higher out-of-pocket expenses later
How can I get a quote for the Choice Plan?
Visit our quote page, input the age of your visitor and their length of stay, and instantly get a quote to get you visitor covered. Or, you can call 408-540-3600 and one of our agents will be happy to assist.
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