A Myth of 100% Visitor Health Insurance Coverage

Visitor Health Insurance companies often promise to pay for 100% of your medical bill but does that mean that you’re fully covered? India Network Services will help you better understand how to not get fooled by Health Insurance Companies. Meanwhile go to our website to learn more about Visitor Health Insurance plans.

Every visitor health insurance plan has a list of exclusions, co-pays, co-insurance that are not covered for by the plan. There is no such thing as 100% coverage. Often Health Insurance Companies give you a number of out of pocket limit and it’s t based on what the policy is has to cover, not how much you might have to pay for your entire medical care.

You probably think that knowing your deductible number and monthly premium is all you need to plan your medical care budget, but that is not true. You have to calculate the cost of medications you take on the regular basis, and any pre-existing conditions that you have in addition to the deductible and premiums.

Another problem you might experience is that many plans don’t give you any drug benefits (even on generics) until you reach your deductible, which can be the thousands of dollars.

Also many people don’t realize that there are a lot of medical treatments, procedures, therapies, and hospital stays that even if they were prescribed to you are still not included in your plan meaning that you would have to pay for them out of your pocket. And often nobody tells you that they’re not covered until you get the bill.

If a hospital or doctors office are in-network, does mean that everyone else such as independent providers, labs, tests, specialists, and some others that work within the facility can still be out of network.

India Network Services has been in business for almost 30 years. It’s US based company. We don’t have any offices in India.  Please go to our website to learn more about our Visitor Health Insurance plans.

The India Network features are:

1. India Network Plans are sponsored by nonprofit India Network Foundation and underwritten by highly rated USA insurance companies.
2. All India Network Claims are processed in the United States following US standards that apply to domestic plans.

India Network Services is a US-based company that administers visitor health insurance to tourists, students, temporary workers and their families. Visitor medical plans are offered for all age groups (0-99 years old) with both fixed coverage, comprehensive coverage and with pre-existing condition coverage.

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