Everyone has this question – what is the best plan that cover everything?? Of course, there is no plan that would cover everything 100% You have to balance coverage and premium as they are inversely related. You need better coverage, you should be prepared to spend big money as insurance coverage is not cheap in the US, particularly for plan designs such as India Network Health insurance plan that covers both pre-existing conditions and new problems on par without any attachment of conditions. Many plans offered in the market place offer some kind of pre-existing but they protect that coverage with several restrictions such as “Acute Onset” and “Sudden Recurrence”, etc. so that they can deny any and all claims related to pre-existing conditions. For example all IMG plans exclude UTI from coverage to save some premium dollars. IMG also designed VisitorCare insurance plan, a fixed benefit plan to address the needs of those that seek cheapest plan possible with no regard to coverage in question.
India Network Health Insurance Plans are not the cheapest ones in the market as they offer broader coverage for both new problems, accidents, and pre-existing conditions with fewer exclusions. The motive behind India Network plans, both ACE Network and ACE Premier Plans is to provide best possible coverage for the policy holder. ACE Network plan provide a comprehensive solution for all visitors that is envy of many Obamacare Plans offered in the market place for local citizens but with lower premiums and deductibles. We highly recommend this ACE Network plan for visitors of all ages, particularly those above 50 years old. The second best alternative would be to go with ACE Premier plan. This Premier plan uses the same definitions as of ACE Network Plan but pays a fixed set of amount, which is almost always lower than what is billed. Members who purchase this plan often have to deal large unpaid bills later.
If you are still confused, please call our office to discuss your individual concerns and questions.